Source: FranopolisPayroll Vault Franchising, LLC
What It Costs
SourcesYour location, business format and operating plan can change the total.
Where Your Startup Money Goes
| Cost | Disclosed Amount | Source |
|---|---|---|
| TOTAL — $77,000 to $140,010 | $77,000 to $140,010 | 2026 FDD · PDF Page 19 TOTAL (8) $77,000 to $140,010 |
| IFF — $68,500 to $88,500 | $68,500 to $88,500 | 2026 FDD · PDF Page 18 IFF(1) $68,500 to $88,500 |
| Rental Improvements — $0 to $400 | $0 to $400 | 2026 FDD · PDF Page 19 Rental Improvements (2) $0 to $400 |
| Deposits — $0 to $1,000 | $0 to $1,000 | 2026 FDD · PDF Page 19 Deposits (2) $0 to $1,000 |
| Rent — $0 to $800 | $0 to $800 | 2026 FDD · PDF Page 18 Rent (2) $0 to $800 |
| Additional Funds – 3 months — $3,000 to $10,000 | $3,000 to $10,000 | 2026 FDD · PDF Page 19 Additional Funds – 3 months (7) $3,000 to $10,000 |
| Insurance and Professional Services — $4,000 to $6,000 | $4,000 to $6,000 | 2026 FDD · PDF Page 19 Insurance and Professional Services (6) $4,000 to $6,000 |
| Furniture, Fixtures, Equipment, and Phone Lines — $0 to $1,000 | $0 to $1,000 | 2026 FDD · PDF Page 19 Furniture, Fixtures, Equipment, and Phone Lines (4) $0 to $1,000 |
| American Payroll Association Training Fee — $0 to $1,810 | $0 to $1,810 | 2026 FDD · PDF Page 19 American Payroll Association Training Fee (3) $0 to $1,810 |
| Technology Startup Fee — $1,500 | $1,500 | 2026 FDD · PDF Page 19 Technology Startup Fee (5) $1,500 |
| Computer System — $0 to $3,000 | $0 to $3,000 | 2026 FDD · PDF Page 19 Computer System (4) $0 to $3,000 |
| Training Expenses — $0 | $0 | 2026 FDD · PDF Page 19 Training Expenses (3) $0 |
Line items are shown as disclosed. Some costs overlap or apply to different formats; do not add them together without reviewing the source.
SourcesFees And Payment Terms
| Fee | Disclosed Terms | Source |
|---|---|---|
| Veteran/first responder IFF reduction — 10% | If you are an honorably discharged veteran or honorably discharged first responder, the IFF for your first Franchised Business will be reduced by 10%. | 2026 FDD · PDF Page 11 |
| IFF — territory population 300,000 — $88,500 | For an even larger Territory that includes an additional 150,000 individuals, for a total of 300,000 individuals, you will pay an additional $20,000, or a total IFF of $88,500. | 2026 FDD · PDF Page 11 |
| Technology Startup Fee and Accounting Fee — $1,500 | Before you open, you will pay us our technology startup and accounting fee, which is $1,500 (“Technology Startup Fee and Accounting Fee”). | 2026 FDD · PDF Page 11 |
| IFF — territory population 150,000 — $68,500 | Your initial franchise fee (“IFF”) for a single Franchised Business with a Territory of a population of 150,000 individual is $68,500. | 2026 FDD · PDF Page 11 |
| IFF — territory population 225,000 — $78,500 | To purchase a Territory with an additional 75,000 individuals, for a total of 225,000 individuals, you will pay an additional $10,000, or a total IFF of $78,500. | 2026 FDD · PDF Page 11 |
Some fees apply only to a specific event or service. These are not all monthly expenses.
SourcesSee how the disclosed startup costs fit your cash, reserves, and financing plans.
Inside The FDD
SourcesPlain-language summaries of the available FDD information. Each summary links to its source, with original excerpts available to review.
Sources
The Franopolis report provides the source research. FDD page references identify the supplied excerpts when available.
07Estimated Startup Investment
The FDD estimates a total startup investment of $77,000 to $140,010. Review the listed costs and any conditions before setting your own startup budget.
2026 FDD · PDF Page 19 · Item 7 · View Source
Read Source Excerpts
Source NotesTOTAL (8) $77,000 to $140,010
Find The Right Business For The Life You Want.
You don’t have to compare every brand on your own. A franchise consultant can help narrow your options and work through what ownership would ask of you.
Bring your questions about this brand, your priorities and the kind of business you want to run.
Your Role
Understand the hours, sales and people responsibilities behind the ownership model.
Your Shortlist
Spend less time sorting through brands and more time on options worth exploring.
Your Market
Check territory options with franchisors and identify the next questions to ask.
Keep Exploring
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