
Source: FranopolisToro Taxes
What It Costs
SourcesYour location, business format and operating plan can change the total.
Where Your Startup Money Goes
| Cost | Disclosed Amount | Source |
|---|---|---|
| Signs $810 – $1,350 | $810 to $1,350 | 2026 FDD · PDF Page 35 $810 to $1,350 |
| Utility Deposits $225 – $500 | $225 to $500 | 2026 FDD · PDF Page 35 $225 to $500 |
| Professional Fees $1,000 – $2,000 | $1,000 to $2,000 | 2026 FDD · PDF Page 36 $1,000 to $2,000 |
| Scanner and Signature Pad Equipment Fee $1,000 | $1,000 | 2026 FDD · PDF Page 35 $1,000 |
| Training Travel and Lodging $0 – $2,000 | $0 to $2,000 | 2026 FDD · PDF Page 36 $0 to $2,000 |
| Prepaid Rent and Lease Deposits $1,000 – $3,000 | $1,000 to $3,000 | 2026 FDD · PDF Page 35 $1,000 to $3,000 |
| Insurance Deposits $300 – $800 | $300 to $800 | 2026 FDD · PDF Page 35 $300 to $800 |
| Construction and Leasehold Improvements $0 – $7,000 | $0 to $7,000 | 2026 FDD · PDF Page 35 $0 to $7,000 |
| Total Estimate $17,835 – $79,150 | $17,835 to $79,150 | 2026 FDD · PDF Page 36 $17,835 to $79,150 |
| Furniture, Fixtures, Office Supplies and Equipment $1,500 – $3,500 | $1,500 to $3,500 | 2026 FDD · PDF Page 35 $1,500 to $3,500 |
| Business Licenses and Permits $500 – $1,500 | $500 to $1,500 | 2026 FDD · PDF Page 36 $500 to $1,500 |
| Grand Opening Marketing $1,000 – $3,000 | $1,000 to $3,000 | 2026 FDD · PDF Page 36 $1,000 to $3,000 |
| Computer, Software and POS System $2,500 – $4,500 | $2,500 to $4,500 | 2026 FDD · PDF Page 35 $2,500 to $4,500 |
| Initial Franchise Fee $5,000 – $40,000 | $5,000 to $40,000 | 2026 FDD · PDF Page 35 $5,000 to $40,000 |
| Additional Funds — 3 months $3,000 – $9,000 | $3,000 to $9,000 | 2026 FDD · PDF Page 36 $3,000 to $9,000 |
Line items are shown as disclosed. Some costs overlap or apply to different formats; do not add them together without reviewing the source.
SourcesFees And Payment Terms
| Fee | Disclosed Terms | Source |
|---|---|---|
| Business Division Services Royalty | $60 per business tax return per month | 2026 FDD · PDF Page 21 |
| On-site training daily rate | Our current daily trainer rate is $750 per day | 2026 FDD · PDF Page 25 |
| Non-Bank Product Fee | Currently $5 fee per tax return not using a Bank Product | 2026 FDD · PDF Page 23 |
| Bookkeeping Services Software Fee | Currently $20 per month | 2026 FDD · PDF Page 24 |
| Additional Employee Initial Training | $250 per person | 2026 FDD · PDF Page 24 |
| DMA Marketing Fund | 5% of monthly Gross Sales from Bank Product Transactions | 2026 FDD · PDF Page 22 |
| Management Service rate | 10% of your Gross Sales | 2026 FDD · PDF Page 26 |
| Initial franchise fee for subsequent agreement with qualifying discount | If you pay the initial franchise fee at the time of signing the subsequent Toro Taxes Franchise Agreement , we will discount the initial franchise fee to $15,000. | 2026 FDD · PDF Page 20 |
| Annual Conference Noncompliance | $3,500 if you fail to attend the annual conference | 2026 FDD · PDF Page 26 |
| Transmitter and Variable Software Fee | Currently $64.95 per tax return using a Bank Product | 2026 FDD · PDF Page 23 |
| Bank Product Fee | Currently $39.95 fee per tax return using a Bank Product | 2026 FDD · PDF Page 23 |
| Global Brand Development Fund | 2% of Gross Sales from Bank Product Transactions | 2026 FDD · PDF Page 22 |
| Non-Bank transaction royalty | $30 for each Non-Bank Product Transaction | 2026 FDD · PDF Page 21 |
| Initial franchise fee after immediate payment discount | If you pay the Initial Franchise Fee in full upon executing the Franchise Agreement or prior to the Discount End Date , we will discount your Initial Franchise Fee to $25,000. | 2026 FDD · PDF Page 20 |
| Business Division Services training | $600 per person | 2026 FDD · PDF Page 24 |
| Bookkeeping Services Royalty | Currently $30 per client per month | 2026 FDD · PDF Page 24 |
| Global Brand fund per return | $5 per business tax return per month | 2026 FDD · PDF Page 22 |
| Technology fee maximum | Up to $250 per month, currently not charged | 2026 FDD · PDF Page 23 |
| Individual tax preparation royalty | 10% of Gross Sales from Bank Product Transactions | 2026 FDD · PDF Page 21 |
Some fees apply only to a specific event or service. These are not all monthly expenses.
SourcesSee how the disclosed startup costs fit your cash, reserves, and financing plans.
The Franchise Network
SourcesReported At Year-End 2025
| Year | Franchised At Year-End | Company-Owned At Year-End | Total At Year-End | Source |
|---|---|---|---|---|
| 2023 | 181 | 14 | 195 | 2026 FDD · PDF Page 72 · Item 20 |
| 2024 | 205 | 14 | 219 | 2026 FDD · PDF Page 72 · Item 20 |
| 2025 | 192 | 2 | 194 | 2026 FDD · PDF Page 72 · Item 20 |
These are reported outlet counts, not available territories or a measure of profitability. A dash means a count is not available in this record.
Review The Source Figures
2023 Year-End Counts
Franchised 2023 183 181 -2
Company Owned 2023 14 14 0
Total Outlets 2023 197 195 -2
2024 Year-End Counts
Franchised 2024 181 205 +24
Company Owned 2024 14 14 0
Total Outlets 2024 195 219 +24
2025 Year-End Counts
Franchised 2025 205 192 -13
Company Owned 2025 14 2 -12
SourcesTotal Outlets 2025 219 194 -25
Inside The FDD
SourcesPlain-language summaries of the available FDD information. Each summary links to its source, with original excerpts available to review.
Sources
The Franopolis report provides the source research. FDD page references identify the supplied excerpts when available.
07Estimated Startup Investment
The FDD estimates a total startup investment of $17,835 to $79,150. Review the listed costs and any conditions before setting your own startup budget.
2026 FDD · PDF Page 36 · Item 7 · View Source
Read Source Excerpts
Source Notes$17,835 to $79,150
20Franchise Locations
At the end of 2025, the FDD reports 192 franchised locations and 2 company-owned locations. These are reported locations, not a count of territories available to buy.
2026 FDD · PDF Page 72 · Item 20 · View Source
Read Source Excerpts
Find The Right Business For The Life You Want.
You don’t have to compare every brand on your own. A franchise consultant can help narrow your options and work through what ownership would ask of you.
Bring your questions about this brand, your priorities and the kind of business you want to run.
Your Role
Understand the hours, sales and people responsibilities behind the ownership model.
Your Shortlist
Spend less time sorting through brands and more time on options worth exploring.
Your Market
Check territory options with franchisors and identify the next questions to ask.


